Use code FALLFLASH10 at checkout for an extra 10% off already discounted 2026 sailings.
Spread the cost of your trip over low monthly payments.
With Flex Pay, you can make thoughtful purchases now and stay on budget with simple, monthly payments.
Choose the loan option that works best for your budget
Simple fixed payments with no late fees or prepayment charges
Check your eligibility with no impact to your credit score
Pick your itinerary and select Flex Pay as your payment method to apply with ease.
If approved, select the monthly payment plan and checkout to complete booking.
Enjoy your trip! You can easily set up autopay so you never miss a payment.
BOOK NOWYes! Once you receive booking confirmation from the merchant, you’re free to travel whenever - even before you’re all paid off. Flex Pay will also send you a confirmation with your payment plan details.
Any changes or cancellations made by the merchant or the traveller will be subject to the merchant’s terms and conditions.
Flex Pay is a buy now, pay later product by Upgrade that gives you the freedom to purchase what you want now and pay over time with simple monthly payments. Some plans include interest while some are interest-free.
Upgrade is a financial technology company, not a bank, that provides affordable, responsible credit through its lending partners.
When you are ready to checkout, simply select Flex Pay as your payment method. To apply, you’ll need to be at least 18 years old and provide some basic information:
If you're approved, finish checking out to complete your purchase. Note, residents in Iowa, West Virginia, or D.C. are not eligible to use Flex Pay.
Upgrade’s lending partners look at a number of factors, including your credit information, purchase details, and more to determine Flex Pay loan terms. If you have questions about your payment plan, please visit your Upgrade account via the app or online or contact us at [email protected] or call us at (844)-257-5400 Monday - Friday, 5:00 AM to 7:00 PM PT. Saturday - Sunday, 6:00 AM to 5:00 PM PT.
You have the flexibility to make payments in a number of different ways.
View your Upgrade account online or in the App and review your upcoming installments under the “Loans” tab in your account.
Set up auto-pay or, for one-time payments that you’ll make each month, you can:
To manage your loan through Flex Pay, you'll first need an Upgrade account. If you're new to Upgrade, you can create your account here to get started.
You can read our Privacy Policy and Terms of Use.
Down payment may be required. Actual terms are based on your credit score and other factors and may vary. APRs range from 0% to 36%. Minimum $150 purchase required. Not everyone is eligible. Loans made through Flex Pay by Upgrade are offered by these Lending Partners. Privacy Policy. Terms of Use. Upgrade, Inc. (NMLS #1548935) holds the following state licenses and does business under the following DBAs.
275 Battery Street, 23rd Floor, San Francisco, CA 94111, USA
Whether you want to wind down, stop by the spa, chill by the pool, or kick back in your stateroom, every second aboard Margaritaville at Sea is a chance for adventure.
